Apply for a Loan Online
We also understand that busy schedules do not always allow time to visit a branch. That is why we offer secure online loan applications, giving you the flexibility to apply when and where it works best for you.
Consumer and Personal Loan Applications
Our online personal loan application is designed for convenience and security. It allows you to apply for a wide variety of consumer loans while saving time and paperwork. Even though the application begins online, you will still receive personalized, local service from our lending professionals throughout the process.
Mortgage and Home Loan Applications
Buying or refinancing a home is a major financial decision. Dakota Community Bank & Trust offers a straightforward home loan application process with local underwriting and support from start to finish. If you prefer to begin online or would rather meet with a lender in person, our team is ready to help you every step of the way.
Loan Application Process
Complete your application.
Fill out an application with Dakota Community Bank & Trust, you can expect the following: Each application is evaluated based on your credit history and credit score.
A preliminary credit decision will be made.
You can expect an initial decision to be made within one or two business days, depending on when the application is received, and if all information is obtained.
Sign loan documents
If your loan is approved you and any co-borrowers will need to come into the bank to sign the loan documents
The process typically takes one to two days after we receive the application; unless additional information is needed.
Why choose Dakota Community Bank & Trust for your personal loan?
Personal loans from Dakota Community Bank & Trust offer a fast, simple application with local decision-making, competitive rates, and flexible loan options. Enjoy predictable payments, the freedom to use funds for almost any purpose, and trusted support from a community bank that knows you.
- Fast application and local decision-making
- Flexible loan amounts to fit your needs
- Competitive fixed or variable interest rates
- Local lenders who know you and your goals