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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Serving the Community

The word “community” in Dakota Community Bank & Trust, reflects who we are, whom we serve and what we believe in. We’re a part of the community, and have been since 1940. 

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Serving the Community

At Dakota Community Bank & Trust, community is more than a word. It is the foundation of everything we do. As a community-first financial institution, we believe strong banks are built by strong communities, and strong communities are built by people who care.

We proudly serve mostly rural communities across North Dakota, where relationships matter and neighbors support one another. Our team understands the unique needs of agricultural towns, small businesses, families, and local organizations because we live and work alongside the people we serve.

Community-First Banking in Action

We believe that investing in our communities creates long-term success for everyone. When youth succeed, businesses grow. When businesses grow, communities thrive. That cycle strengthens the future of community banking.

Dakota Community Bank & Trust employees contribute more than 7,000 volunteer hours each year, supporting schools, nonprofits, service organizations, and community events throughout the region. From sponsoring local building projects and scholarships to supporting youth programs and civic initiatives, we are committed to making a meaningful difference.

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Supporting Agriculture and Rural North and South Dakota

With 12 branch locations across North Dakota, our focus on agricultural communities gives us valuable insight into the challenges and opportunities facing farmers and ranchers. Our experienced lending teams work closely with producers, offering farm loans, ag financing, and mortgage solutions designed to support long-term sustainability and growth.

We are proud to stand alongside our neighbors, helping them build, grow, and protect what matters most.

Recognized for Service and Commitment

The dedication of our employees and the strength of our company culture have been honored through numerous awards and recognitions over the years. These achievements reflect our ongoing commitment to exceptional service, community involvement, and responsible banking.

Some of the honors Dakota Community Bank & Trust has received include recognition as North Dakota’s Best Bank, multiple Champion of Affordable Housing awards, and consistent acknowledgments for excellence in mortgage lending, agricultural banking, and community leadership.

Each award represents the passion, integrity, and hard work of our team members who strive every day to serve our customers and communities with care.

Recent Blogs

Blog

May 21, 2020

Tapping the Equity in Your Home

Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated).

Blog

April 2, 2020

Saving for Retirement and Education

You want to retire comfortably when the time comes. You also want to help your child go to college.

Blog

March 13, 2020

Homeowners Insurance for the First-Time Buyer

Your home is your castle, so the saying goes. And you’re going to want to protect it.
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Giving Back Today, Building Tomorrow

We are proud of our history, energized by our present, and focused on the future of the communities we serve. At Dakota Community Bank & Trust, serving the community is not a separate initiative. It is who we are.

Whether through volunteerism, local investment, or personalized financial guidance, we remain committed to helping North Dakota communities grow stronger for generations to come.

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